PREMIER LENDER

Mobile Home & Manufactured Home
Financing

Experience Dove Financial's premier mobile home lending capabilities designed exclusively for California residents.

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Programs Built For Every Need

1976 & Newer

Pre-HUD Options

Private Money

5% Down Payment

Construction Loans

Buy-For Scenarios

Up to 95% LTV

Single & Double Wide

Fresh Start Programs

Land-Home Financing

Stated Income

Cash-Out Refi

STANDARD PROGRAMS

Core Lending Solutions

Explore our standard financing options tailored for manufactured and mobile homes, providing competitive rates and flexible terms for a seamless home-buying experience.

Purchase

Primary home purchase loans featuring competitive rates. Favorable 5% down payment options available for qualified borrowers.

Cash-Out Refinance

Tap into the equity of your home for renovations, debt consolidation, or other needs. Up to 80% LTV options available.

Rate & Term Refi

Efficiently lower your monthly payment or adjust your loan term to better suit your long-term financial goals.

Pre-HUD 5% Down

Specialized financing for homes built prior to June 15, 1976. Accessible programs requiring only a 5% down payment.

Single Wide

Tailored lending solutions specifically built for single-wide manufactured homes, offering secure, competitive rates.

Buy-For

Generous programs specifically designed to assist you in purchasing a home for an immediate family member.

HARD-TO-PLACE LOANS

Specialty Scenarios

We provide innovative financing for unique situations that standard programs can't accommodate.

Bad Credit / Fresh Start

Rebuild your foundation with our accessible fresh start financing options tailored to your specific credit situation.

Low FICO Equity

Leverage your existing mobile home equity to secure funding, even if your credit score falls below standard requirements.

Land-Home Financing

Combine your land and mobile home into a single, streamlined mortgage with competitive rates and one monthly payment.

Private Money / Bank Statement

Alternative income verification options designed specifically for self-employed borrowers and unique entrepreneurial scenarios.

Construction to Permanent

Finance both the construction of your new manufactured home and your long-term mortgage effortlessly in one single closing.

Stated Income

A simplified qualification process tailored for eligible applicants operating without traditional W-2 income documentation.

PRE-APPROVAL PROCESS

Start Your Journey

Getting pre-approved for your California mobile home loan is fast and simple. Our team is ready to guide you through a seamless process, ensuring you have the confidence and clarity to move forward with your purchase or refinance.