Residential Mortgage Loans
Dove Financial offers competitive residential loan programs that fit your needs.
CONVENTIONAL MORTGAGE LOANS
- Purchase & Refinance 640 minimum FICO
- Up to 95% Loan To Value
- Competitive low rates
- 10, 15, 20, 25 & 30-year fixed program
- Flex Term: 8-Year through 30-Year Terms Available
- Available with or without MI
JUMBO LOANS
- Up To $3,000,000 Loan Amounts
- LTV Up To 89% Primary/80% Investment
- Second Home Up To $3 Million
- 10 year Interest Free ARMs
- ARMs 5/6, 7/6, & 10/6 SOFR
SELF-EMPLOYED
- FICO AS LOW AS 620
- Alternative Documentation With or Without Asset Amortization
- 12 Months Personal and/or Business Bank Statements Allowed for Proof of Income
- Loan Amounts Up To $3 million
- Cash Out Up To $1,500,000
- Multiple Options (5/1, 7/1, 10/1, LIBOR ARM, 15 & 30 Yr Fix)
- DTI up to 50%
- Purchase & R/T Refinance Up To 80% LTV
An application and a borrower signature authorization must be submitted for residential mortgage loan pre-approvals before we can process your request.
Please call to speak with a mortgage broker to walk you through the process.
Learn More
FHA
- Purchase 96.5% LTV
- R/T Refinance Up To 97.5% LTV
- Cash Out To 80%
- Minimum FICO 620
- Manufactured Housing Available
VA
- 100% LTV - NO MONEY DOWN!
- No Max DTI Overlay
- 10, 15, 20, 25, 30 Year Fixed
- 15 & 30 Year JUMBO Fixed
- Minimum Fico 620
*There's NO application fee and NO obligation to accept the loan offer. Instructions on where to send your forms can be found in the application checklist.
QUESTIONS?
Ask for Bob Berthiaume
(714) 508-0780
Email: dovefin @ gmail (dot) com