CONVENTIONAL MORTGAGE LENDING
Reliable Pathways To Your Home
Secure the foundation of your future with conventional lending programs designed for transparency, stability, and lasting peace of mind.
Tailored Programs For Every Buyer
Conventional Mortgage Loans
- Minimum 640 FICO Score
- Up to 95% LTV
- 10–30 Year Fixed Terms
- Flexible MI Options
Jumbo Loans
- Loan Amounts Up To $3M
- 89% Primary / 80% Inv LTV
- Second Home Eligible
- SOFR & Interest-Only ARMs
Self-Employed Programs
- 12-Month Bank Statements
- 620 FICO & Up To 50% DTI
- Up To $3M Loan / $1.5M Cash-Out
- Alternative Documentation
Private Money Loans
Direct Answers From Bob
Exploring private money options shouldn't feel like navigating a corporate maze. At Dove Financial, we bypass the automated menus and connect you directly with decision-makers who understand complex scenarios. Speak with Bob to get straightforward, humanizing guidance on tailored lending solutions designed to bridge your unique funding gaps.
70%
OWNER LTV
65%
NON-OWNER LTV
40+
YEARS EXP
CA
ONLY
Why Choose Us
The Dove Financial Advantage
Discover the distinct capabilities and dedicated approach that make us a trusted cornerstone in conventional lending.
Multiple Lender Access
We partner with a wide network of trusted lenders, ensuring you receive the most competitive rates and terms available for your unique profile.
40+ Years Experience
Four decades of navigating complex market cycles means you benefit from unparalleled industry insight and steadfast reliability.
Self-Employed Specialists
We excel where others struggle, offering alternative documentation options tailored specifically for self-employed professionals.
Fast Turnaround
Our streamlined processes and direct lender relationships eliminate unnecessary delays, moving your application to the closing table with speed.
Plain-Language Guidance
We believe in total transparency. You will receive clear, straightforward answers and guidance without confusing mortgage jargon.
California Only
As specialists exclusively focused on the California market, we possess a deep understanding of local nuances, regulations, and opportunities.
PRE-QUALIFICATION CHECKLIST
Start Your Application
Knowing what you need upfront makes the application process significantly smoother. Gather your essential documents today and get pre-qualified faster, so you can begin shopping for your new home with total confidence. We are here to guide you through every detail of the process.
Required Documents
- W-2 forms from the past two years
- Recent pay stubs (last 30 days)
- Bank statements (last 2 months)
- Government-issued photo ID
- Tax returns (if self-employed)
Ready To Begin?
Our team is ready to guide you through your conventional loan options with fast, plain-language support. Choose how you'd like to get started below.
14742 Plaza Dr Ste 200, Tustin, CA 92780
Business hours: Mon-Fri 9:30am-4:30pm
Call us: (714) 508-0780 - Ask for Bob
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