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Dove Financial

(714) 508-0780

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    • Home
    • Apply Now
    • Mobile Home Programs
    • Conventional Programs
    • Commercial Loans
    • Construction Loans
    • Contact Us
Dove Financial

(714) 508-0780

  • Home
  • Apply Now
  • Mobile Home Programs
  • Conventional Programs
  • Commercial Loans
  • Construction Loans
  • Contact Us
American craftsman home

Residential Mortgage Loans

Dove Financial offers competitive residential loan programs that fit your needs.

CONVENTIONAL MORTGAGE LOANS

  • Purchase & Refinance 640 minimum FICO
  • Up to 95% Loan To Value
  • Competitive low rates
  • 10, 15, 20, 25 & 30-year fixed program
  • Flex Term: 8-Year through 30-Year Terms Available
  • Available with or without MI

JUMBO LOANS

  • Up To $3,000,000 Loan Amounts
  • LTV Up To 89% Primary/80% Investment
  • Second Home Up To $3 Million
  • 10 year Interest Free ARMs
  • ARMs 5/6, 7/6, & 10/6 SOFR

SELF-EMPLOYED

  • FICO AS LOW AS 620
  • Alternative Documentation With or Without Asset Amortization
  • 12 Months Personal and/or Business Bank Statements Allowed for Proof of Income
  • Loan Amounts Up To $3 million
  • Cash Out Up To $1,500,000
  • Multiple Options (5/1, 7/1, 10/1, LIBOR ARM, 15 & 30 Yr Fix)
  • DTI up to 50%
  • Purchase & R/T Refinance Up To 80% LTV


Our residential mortgage loan pre-approvals are fast and easy.  


Competitive Rates and Fees - Call Us For A Quote!


An application and a borrower signature authorization must be submitted for residential mortgage loan pre-approvals before we can process your request.


Please call to speak with a mortgage broker to walk you through the process.

Learn More

   FHA 

  • Purchase 96.5% LTV
  • R/T Refinance Up To 97.5% LTV 
  • Cash Out To 80%
  • Minimum FICO 620
  • Manufactured Housing Available 


VA 

  • 100% LTV - NO MONEY DOWN! 
  • No Max DTI Overlay
  • 10, 15, 20, 25, 30 Year Fixed​
  • 15 & 30 Year JUMBO Fixed​  
  • Minimum Fico 620


*There's NO application fee and NO obligation to accept the loan offer. Instructions on where to send your forms can be found in the application checklist.


 

QUESTIONS? 

Ask for Bob Berthiaume  

(714) 508-0780  

Email: dovefin @ gmail (dot) com 

Find out more

Residential Mortgage Loan Application

Please download ALL the forms and submit to Dove Financial. To receive a prequalification letter for a residential mortgage loan, we must receive the required documents before a mortgage broker can qualify you.

Loan app all pages 2018(Letter) (PDF)Download
NEW APP CHECKLIST - Conventional (pdf)Download
BORROWER SIGNATURE AUTHORIZATION (PDF)Download

2022 Conforming Loan Limits for California

Orange County

Los Angeles County

Los Angeles County

1 Unit = $970,800

2 Unit = $1,243,050

3 Unit = $1,502,475

4 Unit = $1,867,275

Los Angeles County

Los Angeles County

Los Angeles County

1 Unit = $970,800
2 Unit = $1,243,050
3 Unit = $1,502,475
4 Unit = $1,867,275

San Diego County

Los Angeles County

Riverside & San Bernardino Counties

1 Unit = $879,750
2 Unit = $1,126,250
3 Unit = $1,361,350
4 Unit = $1,691,850

Riverside & San Bernardino Counties

San Francisco, Santa Clara, Santa Cruz , San Mateo

Riverside & San Bernardino Counties

1 Unit = $647,200
2 Unit = $828,700
3 Unit = $1,001,650
4 Unit = $1,244,850

San Francisco, Santa Clara, Santa Cruz , San Mateo

San Francisco, Santa Clara, Santa Cruz , San Mateo

San Francisco, Santa Clara, Santa Cruz , San Mateo

1 Unit = $970,800

2 Unit = $1,243,050

3 Unit = $1,502,475

4 Unit = $1,867,275

Ventura County

San Francisco, Santa Clara, Santa Cruz , San Mateo

San Francisco, Santa Clara, Santa Cruz , San Mateo

1 Unit = $851,000
2 Unit = $1,089,450
3 Unit = $1,316,900
4 Unit = $1,636,550

2022 FHA forward Loan Limits

Orange, Los Angeles, & San Francisco Counties

Orange, Los Angeles, & San Francisco Counties

Orange, Los Angeles, & San Francisco Counties

1 Family = $970,800

2 Family = $1,243,050

3 Family = $1,502,475

4 Family = $1,867,275

Riverside & San Bernardino Counties

Orange, Los Angeles, & San Francisco Counties

Orange, Los Angeles, & San Francisco Counties

1 Family = $562,350 

2 Family = $719,900 

3 Family = $870,200 

4 Family = $1,081,450

San Diego County

Orange, Los Angeles, & San Francisco Counties

San Diego County

1 Family = $879,750 

2 Family = $1,126,250  

3 Family = $1,361,350 

4 Family = $1,691,850 

2022 FHA-insured hecm Limits

Orange, Los Angeles, & San Francisco Counties

Orange, Los Angeles, & San Francisco Counties

Orange, Los Angeles, & San Francisco Counties

1 Family = $970,800


Riverside & San Bernardino Counties

Orange, Los Angeles, & San Francisco Counties

Orange, Los Angeles, & San Francisco Counties

1 Family = $970,800 


San Diego County

Orange, Los Angeles, & San Francisco Counties

San Diego County

1 Family = $970,800


2022 VA Loan Limits

Orange, Los Angeles, & San Francisco Counties

Orange, Los Angeles, & San Francisco Counties

Orange, Los Angeles, & San Francisco Counties

1 Unit = $970,800 


Riverside & San Bernardino Counties

Orange, Los Angeles, & San Francisco Counties

Orange, Los Angeles, & San Francisco Counties

1 Unit = $647,200

San Diego County

Orange, Los Angeles, & San Francisco Counties

San Diego County

1 Unit = $879,750

A NOTE ABOUT VA LOANS

If you have full entitlement, you don’t have a home loan limit.


If you have remaining entitlement, you do have a home loan limit.


VA home loan limits are the same as the Federal Housing Finance Agency (FHFA) limits. These are called conforming loan limits.


To learn more, please visit VA.gov for details

SPECIAL PROGRAMS

We are here to help find you the right conventional mortgage loans for your situation.


We also offer PRIVATE MONEY LOANS, up to 70% Owner Occupied and 65% Non-Owner Occupied


We are here to answer any questions you have about residential mortgage loans. Send us a message and a mortgage broker will get back to you within one business day.

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REALTORS & DEALERS

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