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Residential Home Loan Programs

Dove Financial offers competitive loan programs that fit your needs. Call us for more details.

CONVENTIONAL LOANS

  • Purchase & Refinance 700 minimum FICO
  • Up to 95% Loan To Value
  • Competitive low rates
  • 10, 15, 20, 25 & 30-year fixed program
  • Available with no monthly Mortgage Insurance

JUMBO LOANS

  • Up To $3,000,000 Loan Amounts
  • Conventional Underwriting for loan amounts between $726,526 to $1.5Mil
  • LTV Up To 80%/90% CLTV
  • Second Home/Investment, Up To $2.5 Million

SELF-EMPLOYED

  • FICO AS LOW AS 600
  • Alternative Documentation With or Without Asset Amortization
  • 12 Months Personal and/or Business Bank Statements Allowed for Proof of Income
  • Loan Amounts Up To $3 million
  • Cash Out Up To $1,500,000
  • Multiple Options (5/1, 7/1, 10/1, LIBOR ARM, 15 & 30 Yr Fix)
  • DTI up to 50%
  • Purchase & R/T Refinance Up To 80% LTV
  • Interest-Only Option Available

CONFORMING

  • Loan limits for 1 Unit $484,350 to $725,525
  • Up to 97% Loan To Value


Our pre-approvals are fast and easy.  


Competitive Rates and Fees - Call Us For A Quote!


An application and a borrower signature authorization must be submitted for pre-approvals before we can process your request.

Learn More

   FHA 

  • Purchase and Refinance 
  • 580 Minimum FICO Score 
  • No Max DTI Overlay 
  • Will Consider Extenuating Circumstances 
  • Manufactured Housing Available 
  • 1 x 30 Mortgage Late in Last 12mos Allowed 
  • R/T Refinance Up To 97.5% LTV 
  • Cash Out To 85% 

VA 

  • 100% LTV - NO MONEY DOWN! 
  • No Max DTI Overlay
  • 15 & 30 Year Fixed and ARM​ 
  • Minimum Fico 580


*There's NO application fee and NO obligation to accept the loan offer. Instructions on where to send your forms can be found in the application checklist.


 

QUESTIONS? 

Ask for Bob Berthiaume  

(714) 508-0780  

Email: dovefin @ gmail (dot) com 

Find out more

Residential Mortgage Loan Application

Please download ALL the forms and submit to Dove Financial for a prequalification letter

2019 Conforming Loan Limits for California

Orange County

1 Unit = $726,525

2 Unit = $930,300

3 Unit = $1,124,475

4 Unit = $1,397,400

Los Angeles County

1 Unit = $726,525
2 Unit = $930,300
3 Unit = $1,124,475
4 Unit = $1,397,400

San Diego County

1 Unit = $690,000
2 Unit = $883,300
3 Unit = $1,067,750
4 Unit = $1,326,950

Riverside & San Bernardino Counties

1 Unit = $484,350
2 Unit = $620,200
3 Unit = $749,650
4 Unit = $931,600

San Francisco, Santa Clara, Santa Cruz Counties

1 Unit = $726,525
2 Unit = $930,300
3 Unit = $1,124,475
4 Unit = $1,397,400

Ventura County

1 Unit = $713,000
2 Unit = $912,750
3 Unit = $1,103,350
4 Unit = $1,371,150

2019 FHA Loan Limits

Orange, Los Angeles, & San Francisco Counties

1 Unit = $726,525
2 Unit = $930,300
3 Unit = $1,124,475
4 Unit = $1,397,400

Riverside & San Bernardino Counties

1 Unit = $431,250
2 Unit = $552,050
3 Unit = $667,350
4 Unit = $829,350

San Diego County

1 Unit = $690,000

2 Unit = $883,300

3 Unit = $1,067,750

4 Unit = $1,326,950

2019 VA Loan Limits

Orange, Los Angeles, & San Francisco Counties

1 Unit = $726,525

2 Unit = $930,300 

3 Unit = $1,124,475 

4 Unit = $1,397,400

Riverside & San Bernardino Counties

1 Unit = $484,350

2 Unit = $620,200 

3 Unit = $749,650

4 Unit = $931,600

San Diego County

1 Unit = $649,750
2 Unit = $831,800
3 Unit = $1,005,450
4 Unit = $1,249,550

SPECIAL PROGRAMS

We are here to help find you the right loan for your situation.


We also offer PRIVATE MONEY LOANS, up to 70% Owner Occupied and 65% Non-Owner Occupied


We are here to answer any questions you have. Send us a message and we will get back to you within one business day.

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REALTORS & DEALERS