BOUTIQUE COMMERCIAL LENDING SOLUTIONS

Commercial Loans
Made Simple

Commercial lending for high-performing real estate portfolios. Fast-tracked approvals, tailored structures, and decades of private advisory.

15-Year Amortization

30-Year Interest Only

Loans Up to $5M

40+ Years Exp

TAILORED PROGRAMS

Commercial Programs
For Every Property.

Financing solutions designed for acquisition, portfolio leverage, and time-critical opportunities across all primary commercial asset classes.

Commercial Loan Programs

Permanent and bridge debt structures built for stabilizing or acquiring institutional-grade property assets nationwide.

  • Loan amounts up to $5M+

  • Up to 75% LTV on purchases & refinances

  • Fixed terms from 5 to 30-year amortizations

Portfolio Lending & Credit Lines

Unique financing available for active investors. Non Freddie & Fannie / High Ratios OKAY.

  • Office

  • Retail

  • Industrial

  • Multi-family

Private Money Loans

Private capital designed for situational underwriting, opportunistic acquisitions, and short-term bridge milestones.

  • Finished Construction Loans

  • Stated Income Private Money Loans

SKIP THE line

Direct Answers
From Bob.

When you partner with Dove Financial, you speak directly to Bob with over four decades of commercial deal experience.

Bob is hear to help you find the right commercial loan for your specific needs.

70%

OWNER LTV CAP

65%

NON-OWNER LTV

40+

YEARS DIRECT EXP

CA ONLY

STATEWIDE FOCUS

TAILORED PROGRAMS

Smart Financing For Your Next Commercial Deal.

Underwriting Flexibility

Agile credit decisions centered on asset reality rather than mechanical algorithm scoring. We evaluate complex corporate ownership and tailored debt structures.

  • Non-traditional borrower entities
  • Customized debt & equity overlays
  • Practical balance sheet evaluation

Accelerated Closing Speed

Bypass lengthy institutional committees. Our streamlined credit review pipeline ensures term sheets within 24 hours and direct execution when timing is critical.

  • Term sheets generated in 24 hours
  • Direct funding in 5 to 10 days
  • Zero committee gridlock or delays

Dedicated California Focus

Deep local market fluency across Northern and Southern California commercial sub-markets. We underwrite with genuine regional valuation competence.

  • Statewide metropolitan knowledge
  • Accurate commercial valuation insight
  • 20+ year direct lending presence

VERIFIED COMMERCIAL TRACK RECORD

What Our Clients Say.

★ ★ ★ ★ ★

"Dove Financial closed our $4.8M bridge loan in eighteen business days when regional institutional lenders stalled. Their direct underwriting speed and transparent commercial terms preserved our entire acquisition timeline."

David Sterling
David Sterling
Principal, Sterling Real Estate Holdings
★ ★ ★ ★ ★

"Financing a 140,000 sq ft industrial facility requires a lender who truly understands complex tenant lease rolls and debt service coverage. Dove structured a clean package without last-minute retractions."

Marcus Vance
Marcus Vance
Managing Director, Apex Logistics Partners
★ ★ ★ ★ ★

"Certainty of execution is the only metric that matters on multi-tenant retail transactions. Bob and his direct team funded our value-add portfolio on time, exactly matching initial term sheet pricing."

Eleanor Ross
Eleanor Ross
Chief Investment Officer, Vantage Capital

Have A Deal In Mind?
Let's Talk Today.

Dove Financial Logo

14742 Plaza Dr Ste 200, Tustin, CA 92780
Business hours: Mon-Fri 9:30am-4:30pm
Call us: (714) 508-0780 - Ask for Bob

© 2026 Dove Financial. All rights reserved.

Privacy Policy | Terms & Conditions