MANUFACTURED HOME CONSTRUCTION LOANS

Finance Your Land With One Loan

Building a new manufactured home on private land can involve many moving parts: from purchasing the land and preparing the site to placing the home and securing long-term financing.

A construction-to-permanent loan simplifies the process by combining construction financing and your permanent manufactured home mortgage into one single loan.

Call (714) 508-0780 — Ask for Bob

One Loan. One Closing.
One Path.

Minimum loan amount of $100,000

30-year loan term

Financing up to 95% loan-to-value (LTV)

No monthly mortgage insurance

No FHA inspections

One-time closing

Loan terms and eligibility requirements vary by borrower and property. Contact Dove Financial to discuss your specific scenario.

How Does The Loan
Work?

A manufactured home construction loan provides financing during the process of preparing the property and placing your new home. Once construction is completed and the home is permanently installed on the land, the financing transitions into a long-term real property mortgage.

Because every property, home, and borrower is different, the first step is to review your specific plans and determine which financing options may be available.

This type of financing may be an option if you:

  • Already own land and want to place a new manufactured home on it
  • Are purchasing land for a new manufactured home
  • Want to combine the home and land into one financing solution
  • Are looking for a long-term mortgage after construction is complete

Why Work With Dove Financial?

Manufactured home financing is different from financing a traditional site-built home. Construction-to-permanent loans can involve additional requirements related to the land, home, foundation, site preparation, and permanent financing.

Dove Financial has more than 40 years of experience in the mortgage lending industry and specializes in mobile and manufactured home financing.

We understand the questions borrowers often have when purchasing land, placing a new manufactured home, and navigating the financing process. We will review your scenario, explain your options, and guide you through the next steps.

40+

YEARS
EXPERIENCE

CA

CALIFORNIA
ONLY

1

CALL
PERSONAL TOUCH

HAVE LAND OR PLANNING TO BUY?

Let’s Talk About
Your Scenario

Whether you already own property or are considering purchasing land for a new manufactured home, the best place to start is with a conversation.

Tell us a little about your plans, and we can review your scenario and discuss which manufactured home construction loan options may be available to you.

Call Bob at (714) 508-0780

Mon–Fri 9:30am–4:30pm

Ready to Take the Next Step?

Connect with our team to review your specific project requirements and find the right financing path forward.

— OR —

One Loan. One Closing.
Your New Home.

Call Bob at (714) 508-0780

Dove Financial Logo

14742 Plaza Dr Ste 200, Tustin, CA 92780
Business hours: Mon-Fri 9:30am-4:30pm
Call us: (714) 508-0780 - Ask for Bob

© 2026 Dove Financial. All rights reserved.

Privacy Policy | Terms & Conditions